In a crime insurance policy, certificates of deposit are considered which of the following? All of the following are true regarding medical expenses coverage under the BOP, except: B)The policy excludes funeral expense Medical expenses coverage pays necessary medical, surgical, x-ray and dental services, including prosthetic devices; and necessary ambulance, hospital, professional nursing and funeral expenses. A risk must meet certain criteria to be a suitable subject for insurance. For relatively little money. If general liability "claims-made" coverage is renewed by "occurrence" coverage and the insured purchases a supplemental extended reporting period (ERP), the period for reporting claims under the policy will be extended for how long? An agreement between the insured and the insurer that certain conditions will be met is which of the following? Under business auto liability coverage, if an insured takes time off from work at the request of the insurer and suffers loss of earnings, as a supplementary payment, the insurer will pay up to how much? Which of the following theft losses would be covered? What does the term "tort" mean? Which of the following losses is not excluded under the physical damage coverage of a personal auto policy? Find study materials for any course. Person whose name appears first in the declarations as an insured. Which of the following can be covered under the Physicians and Surgeons Equipment coverage form? It only covers some for which the insured is legally liable.The BI or Pd must result from the ownership, maintenance, or use of a covered auto. Under the Earthquake and Volcanic Eruption endorsement, all earthquake shocks or volcanic eruptions that occur within a certain number of hours constitute a single earthquake or volcanic eruption. Which of the following would be included in an unendorsed Business Auto coverage policy? Intentional Relinquishment of a known right, such as not applying a policy condition that could be grounds to deny payment of a claim. In most states, workers compensation laws apply to which of the following? Which of the following are excluded under Coverage A of the CGL? This is an example of the application of what policy condition? Failure to use the care that is required to protect others from the unreasonable chance of harm is called what? The fact that an individual has caused three auto accidents in the past five years would be a material fact for a company issuing auto liability insurance. Th insured's business sustains $25,000 damage in a fire. Both your tractor and the rented trailer are covered autos. Because an insurer writes the policy language and the insured has little or no control over the content, any ambiguity in the wording is usually resolved in favor of the insured. Follow us, we're friendly! Sue needs to spend two days in Happyville to attend to some business matters. Business owners property coverage is written on an open peril basis. Occupants of a vehicle that is struck by the insured's vehicle Specified Causes of Loss under Physical Damage Coverage of the Business Auto Coverage Form includes all of the following, except:For which of the following persons is the Drive Other Car endorsement intended?Which section of the BAP provides auto medical payments coverage?Choose the statement that is false regarding the Business Auto Coverage Form.Uninsured Motorist Coverage is included in Section IIWhich of the following businesses would not be eligible for coverage under the Garage Coverage Form?Which of the following is designed for a firm that transports goods of others, rather than its own goods?How is lost or damaged property valued under the BAP?Under the Motor Carrier Coverage Form, Trailer Interchange Coverage would cover which of the following losses?Joe's company is legally liable for physical damage sustained by a non-owned trailerWhich 1980 regulation deregulated the trucking industry?BAP liability coverage would not apply to which of the following?Which Business Auto Symbol is the most broad of all Symbols?Which section of the Garage Coverage Form provides physical damage coverage for the insured's covered autos?Which coverage is not available under the Garage Coverage Form?A firm that transports goods of others, rather than its own goods, would purchase a:All of the following are general conditions of the BAP, except:What is the maximum the Supplementary Payments coverage of a BAP will pay for the cost of bail bonds?The Garage Liability section of the Garage Coverage Form covers which of the following?Property damage for which the insured is legally responsibleFirms in the business of transporting goods or commoditiesThe Garagekeepers Coverage of the Garage Coverage Form covers the liability of:Physical damage to a customer's car that is in the care and custody of an insuredThe Business Auto Coverage Form is intended for which of the following businesses?Owned, leased, hired or borrowed private passenger autos, trucks, trailers and semi-trailersFlood is a specified cause of loss under which section of the Garage Coverage Form?Which of the following is not a specified loss under the garagekeepers section of the Garage Coverage Forms?Comprehensive Coverage under Physical Damage Coverage of the Business Auto Coverage Form, includes all of the following, except:Which of the following is not covered under Section II of the Garage Coverage Form?Which section of the Garage Coverage Form provides coverage for autos in the care, custody and control of the insured?Section III of the Garage Coverage Form provides which coverage?Which of the following is a loss condition under the Business Auto Coverage form?Which of the following is true regarding commercial crime?Theft includes any act of stealing, including burglary and robberyUnder a Commercial Crime Coverage Form, which of the following is not included in the definition of money?Which of the following types of property would be covered by the Guests' Property endorsement to a commercial crime policy?Property stored in a hotel safety deposit box by someone renting a roomThe Crime Coverage Form offers how many optional insuring agreements?Under a Commercial Crime policy written on a discovery form, what is the latest date that a covered loss can occur?Property stolen from inside the premises by a person forcibly entering or leaving the premises is considered which type of crime?Which of the following describes the coverage provided by a crime policy that included the insuring agreement for burglary?The taking of property from inside the premises by a person who hid inside a storeroom during the day and broke a window to get out at nightWhich term describes an insured, a partner or an employee with custody of insured property outside the insured premises?Which of the following crime coverages is not one of the 8 insuring agreements provided by the standard Commercial Crime Coverage Form?An insured's employee who has custody and care of property inside the premises is called a:A restaurant discovers that one of its suppliers has changed the amount payable on a check they issued.

The lease does not hold you harmless for claims arising out of your use of the tractor. Because she has always been in good health, Donna decides to cancel her health insurance policy. When losses are paid on a pro rata basis, each policy pays a proportion of the loss based on the amount of coverage under its policy. Which of the following would not normally be excluded under a property insurance contract?
The Motor Carrier Coverage Form is combined with the Motor Carrier Declarations and various endorsements to create a Motor Carrier Policy (MCP).

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